Frequently Asked Questions
Find answers to common questions about auto insurance.
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There are several ways to save: maintain a clean driving record, bundle auto and home insurance, ask about good student or safe driver discounts, increase your deductible, or simply shop around and compare rates using our service.
A deductible is the amount you pay out of pocket before your insurance coverage kicks in for a claim. For example, if you have a $500 deductible and $2,000 in damages, you pay $500 and the insurance pays $1,500. Higher deductibles typically mean lower monthly premiums.
It depends on the value of the car. A general rule of thumb is that if your annual premium for comprehensive and collision coverage is more than 10% of the car's value, it might be time to drop those coverages and stick with liability only. However, everyone's financial situation is different.
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