Auto Insurance Coverage Options

Most states require a minimum amount of liability coverage. It covers bodily injury and property damage to others if you are at fault in an accident. It does not cover damage to your own vehicle.

Collision coverage pays for damage to your vehicle resulting from a collision with another vehicle or object, regardless of who is at fault. Subject to a deductible.

Protects against damage to your car caused by non-collision events such as theft, vandalism, fire, natural disasters, or hitting an animal.

Also known as no-fault insurance, PIP covers medical expenses and sometimes lost wages for you and your passengers, regardless of who caused the accident.

Protects you if you're hit by a driver who doesn't have insurance or doesn't have enough insurance to cover the damages they caused.

Optional coverage that provides help if your car breaks down, needs a jump start, gets a flat tire, or requires a tow.